Free & open source · Desktop personal finance
Qifora is an open-source, local finance manager for people with accounts and investments in multiple currencies and countries.
Free · Open source (AGPL) · macOS & Windows · works offline
Do you have accounts and investments in several countries, and no finance manager supports that? You understand that syncing with banks across countries is complicated, and you would even be willing to import the transaction lists. But the existing import tools are bad and confusing and regularly wreck your portfolio? And maybe you would even like to write your own plugins now and then, and run your own analyses on the database?
Then Qifora might be exactly your solution. It is built from the ground up to support multiple currencies. A lot of time went into making the import as smooth as possible. And the underlying database is an ordinary, readable file on your computer that you can edit yourself at any time. On top of that, everything is open source: you can write your own plugins, or vibe-code them.
The beta focuses on a local, open finance core:
A secure local interface is planned so that you can connect a compatible AI agent of your choice to Qifora. You decide which client and provider to use, which permissions to grant, and which data to share. This is not part of the beta yet.
I have accounts and investments in several currencies. I searched desperately, but I never found a finance manager that handles this properly. I can understand that automatic transaction sync with banks in different countries is hard. And I do not really mind importing the transaction data myself. But the existing import solutions are, in my view, so poorly made that I regularly had to reset half my portfolio. On top of that, the data is almost always locked in a proprietary format. Switching is nearly impossible, and when I broke something, I could not fix it myself. And I often had my own ideas and wishes for reports, but with almost none of these tools can you write your own plugins.
For these reasons I wrote Qifora, originally just for myself. But then I thought: maybe this helps others with their problems too. So now I am finding out whether anyone besides me can use it.
— Founder of Qifora
Qifora is and will stay free, and the entire source code will be published under the AGPL. All core features are free, permanently.
A secure local MCP interface for your own AI agents is also in development. It is designed to avoid locking Qifora to a built-in provider: later, you will choose a compatible client and provider and grant permissions and data access deliberately. Qifora will not operate its own AI service for this.
Qifora is still in beta. Test now and you shape what gets built.
I take on a few new testers at a time. Free. The most helpful testers have accounts at several banks or in several currencies.
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For anyone who wants a real overview of their finances across multiple accounts, banks or currencies. From a household budget to a full net-worth picture.
Yes, if you want local-first, open-source personal finance with multiple currencies, QIF/CSV import and transparent files. Quicken has mature bank and tax workflows, YNAB is stronger for envelope budgeting, and Portfolio Performance is excellent for investment tracking. Qifora focuses on a full local finance overview, multi-currency data and extensibility.
The beta is free. Qifora is open source under the AGPL; there is currently no paid Qifora offer.
Only locally, on your own machine. Qifora runs no server that stores or processes your financial data, and it works offline.
Through QIF and CSV exports from online banking. Reusable import profiles and rules help map the data; you can review the result before importing it.
Yes. Qifora is built from the ground up for accounts in multiple currencies, including transfers between currencies and exchange rates.
The entire source code will be published under the AGPL for the 1.0 release. Anyone can then verify what happens to the data, compile the app themselves, and extend it.
A secure local MCP interface is in development and is not part of the beta yet. Later, you will choose the compatible agent and provider, the permissions you grant, and the data you share. Qifora will not operate its own AI service for this.
Fill in the form and I will get back to you personally by email. The beta is free. I am looking for people with real multi-account finances who give honest feedback and expect rough edges.
Yes, through QIF and CSV import, for example from Quicken or other finance apps. Import profiles can be reused and adapted to the export format.